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  • Fremont Ross High School code: 362220
    Test center code: 182380

    1. Call the college admissions office and schedule an official visit or go online to see when the college offers visitation days.
    2. See the Senior Guidance Counselor for a permission slip at least two (2) days prior to your visit. Get the slip signed by your teachers and parents and return it to the Senior Guidance Counselor at least one (1) day prior to your visit.
    3. Have the second page signed by the college admissions representative at your visit.
    4. When you return from your visit, take the portion with the college representative’s signature on it to the attendance office

  • The student is responsible for meeting deadlines and completing all necessary paperwork.

    1. Secure and complete the application using either a paper version or online version. If using an online application, be sure to download all pages, including a counselor page (if required). If you applied online, an official transcript MUST be sent by your counselor. Be sure to see the Senior Guidance Counselor to make this request.
    2. Bring application, letters of recommendation (if required), application fee, counselor page (if required), and an envelope addressed to the college admissions office.
    3. The Senior Guidance Counselor will complete the guidance counselor and school parts of the application and attach an official transcript. The counselor will seal the application and transcript and mail.
    4. Please make certain to meet all application deadlines. It is suggested that applications be submitted by Thanksgiving break. However, look for deadlines for special admissions and scholarships that might be earlier in September or October.

  • Always borrow federal first.  Federal student loans are cheaper, more available and have better
    repayment terms than private student loans.


    Federal Perkins Loan

    Awarded based on exceptional need.  Interest is subsidized and fixed at 5%.  No fees.  Favorable
    benefits may be lost upon consolidation.   

    Repayment begins 9 months after graduation or dropping below ½ time enrollment status.


    Federal Stafford Loan

    Subsidized

    Interest accrues starting 6 months after graduation.  Fixed interest rate is 3.4 % if loan
    originated on/after July 1, 2011 for undergraduate students.  1% fees.

    Unsubsidized

    Interest accrues during school.  Fixed interest rate is 6.8% if loan originated on/after July 1,
    2006.  1% fees.

    On loans first disbursed on or after July 1, 2009, annual limits have increased by $2,000 for
    independent and dependent undergrads.

    Repayment begins 6 months after graduation or after dropping below half‐time enrollment
    status.

    Federal Parent PLUS Loan

    If loan originated on/after July 1, 2006:  Direct PLUS fixed interest rate is 7.9% with 4% fees.
    Repayment begins 60 days after full disbursement, or 6 months after student graduates or
    drops below half‐time.  Interest continues to accrue during deferment.

    Federal Consolidation Loan

    Combine loans to one lender.  Fixed interest rate is the weighted average of the loans rounded
    up to the nearest 1/8 of a % and capped at 8.25%.

    Private/Alternative Loan

    Eligibility, interest rate and fees based on better of borrower and consigner credit scores.  More
    expensive than Federal student loans.  For more information on private/alternative loans, visit:
    www.finaid.org/privateloans

  • Scam Warning Signs

    • You have to pay a fee or “taxes”
    • Money‐back offers or guarantees
    • Credit card or bank account information required
    • Provides “exclusive” information

    Scams: “Phishing” & “Pharming”

    “Phishing”

    • Unsolicited emails that bear the logo of your bank or credit card
    • Appear legitimate but are traps to lure you into giving out your personal account information
    • NEVER give out Social Security, credit card, or bank account numbers to unsolicited emails or calls.

    “Pharming”

    • Unsolicited emails that encourage you to visit a website or click on suspicious links
    • Make sure your mailbox spam filters are up to date
    • BE CAREFUL about giving out your contact information or email address

    Reporting Scams

    National Fraud Information Center (NFIC)
    File an online complaint at the National Fraud Information Center website.

    Federal Trade Commission (FTC)
    File an online complaint on the FTC Scholarship Scams page, call 877‐FTC‐HELP (877‐382‐4357), or write to:

    Federal Trade Commission
    Consumer Response Center
    600 Pennsylvania Ave.
    Washington, D.C.  20580

    State Attorney General’s Office
    File your complaint with the Consumer Protection Division in Ohio. Visit the Ohio Attorney General's website or call 614‐466‐4320.

    Better Business Bureau (BBB)
    File an online complaint about a business at the Better Business Bureau website or call 703‐276‐0100.

  • Career Assessment Information

    College Admission Testing

    College Planning

    Financial Aid Resources

    Financial Aid Resources through Companies

    Special Needs

    • ACB: American Council for the Blind
    • Ahead: Association of Higher Education and Disability
    • Chadd: Children and Adults with AD/HD
    • Going to College: This new website contains information about living college life with a disability.

    State and Federal Resources

    • FAFSA: Free Application for Federal Student Aid
    • Military Opportunities: Service Academies, ROTC, Military Colleges, and Officer Candidate Training Schools

    Student Athletes

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